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Insurance and claims

General documentation tips. Cover depends on your policy wording.

Interior of a building showing fire and smoke damage
Photo: Keene Public Library and the Historical Society of Cheshire County from USA, Wikimedia Commons, Public domain

Document

  • Photos and short video before discarding soot-damaged items.
  • Note time, rooms affected and fire department incident number if you have it.
  • Keep communication with your insurer.

Claim

Notify your insurer as your policy requires. they do not replace your claim or act as your public adjuster.

Not legal or insurance advice.